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Fiesta Edinburg

GSB was a proud sponsor of the 52nd Annual Fiesta Edinburg held February 20-23. The GSB Cooking Team assisted in cooking for all sponsors and volunteers at the event. We even participated in the Tamale Eating Contest! We look forward to the next Fiesta!! The event is held every last weekend in February.

Welcoming Our Newest Members to Our GSB Weslaco Family- Bertha Suarez & Thelma Marroquin


Back Row (left to right): Sam Foss Jones; David Salinas, President/CEO

Front Row (left to right): Robert Lozano, Chairman of the Board; Thelma Marroquin; Bertha Suarez; Bud Payne

In Mid-November, Greater State Bank welcomed Bertha Suarez and Thelma Marroquin to the GSB family at the Weslaco Branch. Bertha has been in banking for 43 years and Thelma 31 years in the Mid-Valley area; with the last 24 years working together. Combined they bring  74 years of banking experience and wisdom to the Bank. They have both lived their entire lives in the Mid-Valley and have given back to the community by staying active in many service organizations. Thelma has come on board as a Personal Banker in Weslaco, and Bertha is Senior Vice President Commercial Loan Officer & Branch Manager of the Weslaco Branch. In December 2018, the Board of Directors appointed Bertha Suarez as an Advisory Board Member. Greater State Bank is proud to have Bertha and Thelma as part of the GSB Family.


Say Goodbye to ATM Fees


Greater State Bank has partnered with Allpoint Network to offer our customers access to 55,000 surcharge-free ATMs, worldwide. Allpoint Network ATMs are conveniently placed in premier retailer locations, including Target, CVS Pharmacy, Costco and Walgreens. This partnership provides our customers with more opportunities to access their cash, surcharge-free, when and where it is convenient for them.

Greater State Bank customers can search for surcharge-free ATMs by using the Allpoint ATM locator on the Bank’s website or by downloading the free Allpoint mobile app.

Get Smart About Your Money

Today, there are so many financial education resources available that it can be overwhelming to know where to turn for smart financial advice. At Greater State Bank, we want to make it easier for our customers to find valuable information that will result in smart money decisions.  Whether it’s buying a house, sending your child to college or paying off your debt, your goals are important to us.  The links and resources below provide valuable information from some of the nation’s most trusted sources to help you reach your financial goals.

FDIC Consumer Protection

This section of the FDIC site provides excellent information to help you make informed decisions about your money and to protect yourself against financial scams and fraud. This site also features a section devoted entirely to Financial Education and Literacy where you can receive free lessons on important financial issues and topics.

Texas Department of Banking Consumer Information

The Texas Department of Banking offers excellent resources to educate and protect consumers. Here you will find a wealth of consumer education opportunities.

Federal Reserve Consumer Help

The Federal Reserve Consumer Help site provides consumer alerts regarding financial institutions. It also addresses consumer questions about Federal Consumer Protection Laws and Regulations.

We hope you find these links valuable.

Thank you for choosing Greater State Bank, where you can experience the Genuine Hometown banking you deserve.

Questions? Please contact us at (800) 217-8928.


Cybersecurity Safety Tips

Did you know over 1.5 million people fall victim to cybercrime each day? Unfortunately hackers are always working on new ways to steal your personal information, but be assured Greater State Bank works diligently to ensure your information remains protected. To help keep your information safe, here are a few tips you can follow:

  • Don’t ever give out your user name and password via email.
  • Be vigilant when clicking online links. Most of those links are fraudulent and could result in malicious software or computer viruses.
  • Keep your computers and mobile devices up to date. Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
  • Set strong passwords. A strong password is at least eight characters in length and includes a mix of upper and lowercase letters, numbers, and special characters.
  • Watch out for phishing scams. Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with.
    • Forward phishing emails to the Federal Trade Commission (FTC) at – and to the company, bank, or organization impersonated in the email.
  • Keep personal information personal. Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc. . When posting pictures make sure none of your personal information is anywhere in the background, such as your checkbook or mail containing personal information. Be wary of requests to connect from people you do not know.
  • Secure your internet connection. Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it.
  • Shop safely. Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with https.
  • Read the site’s privacy policies. Though long and complex, privacy policies tell you how the site protects the personal information it collects. If you don’t see or understand a site’s privacy policy, consider doing business elsewhere.
  • And lastly, Greater State Bank will never call, mail or email asking for any piece of private information.

By following these tips you can reduce your chances of becoming one of the millions of victims who fall prey to hackers each year.

Thank you for choosing Greater State Bank, where you can experience the Genuine Hometown Banking you deserve.

Questions? Please contact us at (800) 217-8928 or for more information.

ATM Security Tips

Although rare, ATM crime can happen. At Greater State Bank we take your security very seriously and understand that preventing such a crime must be a cooperative effort between you and your bank. Below are some important ATM Security Tips:

Protecting Your ATM Card

  • Always protect your ATM card and keep it in a safe place.
  • Do not leave your ATM card lying around the house or on your desk at work. No one should have access to the card but you. Immediately notify your bank if it is lost or stolen.
  • Keep your Personal Identification Number (PIN) a secret. Never write it down anywhere, especially on your ATM card.
  • Never give any information about your ATM card or PIN over the telephone. For example, if you receive a call claiming to be from your bank or possibly the police, wanting to verify your PIN, do not give that information. Notify the police immediately.

Using an ATM

  • Be aware of your surroundings, particularly at night. If you observe or sense suspicious persons or circumstances, do not use the machine at that time.
  • Have your ATM card ready and in your hand as you approach the ATM. Don’t wait to get to the ATM and then take your card out of your wallet or purse.
  • Visually inspect the ATM for possible skimming devices. Potential indicators can include sticky residue or evidence of an adhesive used by criminals to affix the device, scratches, damaged or crooked pieces, loose or extra attachments on the card slot, or noticeable resistance when pressing the keypad.
  • Be careful that no one can see you enter your PIN at the ATM. Use your other hand or body to shield the ATM keyboard as you enter your PIN into the ATM.
  • To keep your account information confidential, always take your receipts or transaction records with you.
  • Do not count or visually display any money you received from the ATM. Immediately put your money into your pocket or purse and count it later.
  • If you are using a drive-up ATM, be sure passenger windows are rolled up and all doors are locked. If you leave your car and walk to the ATM, lock your car.

Special Precautions for Using an ATM at Night

  • Park close to the ATM in a well-lighted area.
  • Take another person with you, if at all possible.
  • If the lights at the ATM are not working, don’t use it.
  • If shrubbery has overgrown or a tree blocks the view, select another ATM and notify your bank.

Thank you for choosing Greater State Bank, where you can experience the Genuine Hometown banking you deserve.

Questions? Please contact us at (800) 217-8928 or for more information.

MISD Financial Literacy Training Program

In 2017, Greater State Bank (GSB) participated in a Financial Literacy Training Program with the McAllen Independent School District(MISD) to facilitate presentations for MISD Employees on various financial literacy topics to improve their financial knowledge and financial management skills. In the 2016-2017 program year, GSB Credit Officer Carlos Lopez and GSB Loan Officer Cris Torres visited two MISD Elementary Schools and met with 30-40 employees, to include the principals of each school. The presentation focused on credit topics such as credit scores and what creditors look for when making credit decisions.

Wings of Wellness

Greater State Bank Participated in the 2016 First (top photograph) and 2017 Second (bottom photograph) Annual Wings of Wellness 5K in Falfurrias, TX.

Greater State Bank has participated in the First and Second Annual Falfurrias Wings of Wellness 5K in March 2016 and February 2017. The Wings of Wellness 5K is an annual Run/Walk in Falfurrias, Texas to promote good health in the community. The event was sponsored by Healthy South Texas & Well Brooks County Coalition and 100+ members of the community went to participate. Greater State Bank had 30+ representatives participate in the February 2017 event, raising over $400 for the event.

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Important Notice Regarding FDIC Insurance Coverage

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit

FDIC Deposit Insurance Coverage

FDIC insurance covers all deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit. FDIC insurance does not cover other financial products and services that banks may offer, such as stocks, bonds, mutual fund shares, life insurance policies, annuities or securities. The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership. The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met. (For details on the requirements, go to The ownership categories are (1) Single Accounts, (2) Joint Accounts, (3) Certain Retirement Accounts (inludes IRAs), (4) Revocable Trust Accounts, (5) Corporation, Partnership and Unincorporated Association Accounts, (6) Irrevocable Trust Accounts, (7) Employee Benefits Plan Accounts, and (8) Government Accounts. All deposits that an accountholder has in the same ownership category at the same bank are added together and insured up to the standard insurance amount. To calculate your deposit insurance coverage, use the FDIC’s Electronic Deposit Insurance Estimator (EDIE) at