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Now Offering Mortgage Loans

Buying your first home? Purchasing your dream home for your expanding family? Buying a home can be one of the most exciting, but overwhelming, times in your life. Remove the stress and simplify the process at Greater State Bank.

We are a lender who has the knowledge and experience to guide you through every step of the process. Discover competitive rates. Discover an easy application process. And discover the simple, competitive, and personalized mortgage loan process you deserve. Our team is ready to help.

Do I Qualify?

In order to obtain a mortgage loan, you will need to provide the lender with detailed information regarding your finances, including your income, job history, debt-to-income ratio, and more. Your mortgage loan officer can guide you through this process to ensure that you get the best possible terms for your mortgage and are able to purchase the home you want. At Greater State Bank, we offer you a hometown banking experience and all the expertise and amenities of a big bank to make getting a mortgage loan easier.

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The 30-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

Complete Our Simple Loan Qualifier

Receive Options Based on Your Unique Criteria and Scenario

Compare Mortgage Interest Rates and Terms

Choose the Offer That Best Fits Your Needs

All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change. VA loan subject to veteran’s full eligibility. USDA Program is for primary residence only and Income and geographic limits apply.